—INDEPENDENT FINANCIAL ADVISORS

Building wealth
with clarity,
purpose & trust.

Holistic financial planning for individuals, families, and business owners, rooted in independence, integrity, and long-term relationships.

— WHO WE ARE

Independent advice,
personalised for you.

100%

INDEPENDENT — NO CONFLICTS OF INTEREST

18+

YEARS IN PRACTICE

5

DEDICATED TEAM MEMBERS

Comprehensive Wealth was founded in Port Elizabeth in 2007 with a clear purpose: to provide genuinely independent, holistic financial advice to individuals, families, and business owners across South Africa and internationally.

We are not tied to any single product provider. Every recommendation we make is based solely on your needs, your goals, and your financial reality, never on commissions or targets. We work with the full spectrum of South Africa's leading providers to find the right solution for you.

Our approach is built on long-term relationships. We get to know you, your family, and your financial picture in depth, and we grow with you as your circumstances evolve.

FSCA Authorized FSP

License No. 30741

CFP® Professional

Certified Financial Planner

FPI Member

Financial Planning Institute

FAIS & FICA Compliant

All advice fully documented

— WHAT WE OFFER

Comprehensive planning, every area of your finances.

From protecting your income today to building generational wealth for tomorrow, we cover every dimension of your financial journey.

Risk Cover

Protecting you and your family against life's uncertainties.

  • Life & death benefits

  • Income protection

  • Disability cover

  • Severe illness cover

Estate Planning

Ensuring your estate is structured and protected.

  • Wills & estate structuring

  • Estate liquidity planning

  • Beneficiary nominations

  • Fiduciary services

Retirement Planning

Building and preserving your wealth for retirement.

  • Retirement annuities

  • Preservation funds

  • Living & guaranteed annuities

  • Cashflow projections

Trust Planning

Tax-efficient investment structuring within trusts.

  • Sinking funds

  • Legacy planning

  • Tax-efficient structuring

  • Asset swaps

Investments

Growing your capital through disciplined, long-term planning.

  • Unit trusts & endowments

  • TFSAs

  • Sinking funds

  • Ongoing portfolio reviews

Tax Planning

Maximising tax efficiency across your financial plan.

  • RA contribution optimisation

  • PAYE simulations

  • Tax saving projections

  • Tax practitioner collaboration

Offshore Investments

Global diversification with full regulatory compliance.

  • Multiple offshore platforms

  • In house forex transfers

  • Private asset swaps

  • SARB & SARS compliance

Business Owners

Specialised advice for entrepreneurs and business owners.

  • Business assurance

  • Key person cover

  • Buy-and-sell agreements

  • Employee benefits

— HOW WE WORK

A process built on
understanding you first.

1

Discovery

We take the time to understand your full financial picture, income, assets, liabilities, goals, and family circumstances.

2

Analysis

We assess your risk profile, tax position, and needs, identifying gaps, opportunities, and the most appropriate solutions.

3

Recommendation

We present a tailored, fully documented plan, clearly explained, with full fee transparency and no product bias.

4

Implementation and Ongoing Review

We monitor your portfolio and financial plan regularly, adjusting as your life and the markets evolve.

— OUR TEAM

The people behind

your financial plan.

Kyle O'Haher

FINANCIAL ADVISOR · CFP® · KEY INDIVIDUAL

With nearly 31 years of experience, Kyle founded Comprehensive Wealth in 2007. As a CFP® professional and member of the FPI, Kyle specialises in holistic wealth planning before and after retirement.

Connor O’Haher

FINANCIAL ADVISOR

Connor brings a client-first approach to financial planning, an ethos instilled by his father, the founder of Comprehensive Wealth. He specialises in risk cover, retirement planning, investments and tax-efficient structuring for individuals and families.

Venessa Ross

PARAPLANNER

Venessa joined Comprehensive Wealth in 2016 with 13 years of industry experience. She is responsible for planning, implementation, and compliance across the practice.

Janice Whitfield

CLIENT RELATIONSHIP & ADMIN MANAGER

Janice has been with Comprehensive Wealth since 2007. With 19 years of industry experience, she is the backbone of the team, ensuring every client receives attentive, professional support.

— GET IN TOUCH

Its never too early

to get started.

LOCATION

Port Elizabeth, Eastern Cape & Somerset West, Western Cape

PHONE

041 374 1416

EMAIL

advice@comprehensivewealth.co.za

OFFICE HOURS

Monday - Thursday: 8:00 - 17:00

Friday: 8:00 - 15:00

Send us a message